Give lenders more time to implement new borrower disclosure rules
An important reform for the home-buying process
View ArticleFHA premium cut pushes refinance activity to highest level in 20 months
Four months ago, FHA cut insurance premiums to stimulate refinancing activity. It's working
View ArticleThe weak housing market recovery in Baltimore has hurt African Americans the...
Promising solutions to lower barriers to homeownership for people of color
View ArticleA lower homeownership rate is the new normal
We need strategies to deal with the coming surge in rental housing demand
View ArticleExplosion in senior households by 2030 demands housing and community adaptations
By 2030 the number of senior households who rent will more than double from 2010
View ArticleFive things you need to know about America's rental affordability crisis
Data-driven tools to help cities create affordable rental homes
View ArticleWe are not prepared for the growth in rental demand
A perfect storm of factors is driving the coming surge in rental housing demand
View ArticleCan the mortgage market handle the surge in minority homeownership?
Policy failures will make it difficult for many minorities to move into homeownership
View ArticleThree GSE risk-sharing innovations that could change housing finance reform
How the government is transferring mortgage guarantee risk from taxpayers to private investors
View ArticleFive benefits of government mortgage programs
What do programs like FHA, VA, and Ginnie Mae really do for the US mortgage market?
View ArticleIt’s still too hard for most Americans to get a mortgage
Obtaining a mortgage is getting easier, but lenders are still too cautious, depressing housing demand and holding back a broader economic recovery.
View ArticleHow will we know when the mortgage market has fully recovered?
Though several concrete signs lately point to a broad-based housing recovery across the nation, not everything is back to normal.
View ArticleIs principal reduction an effective way to modify troubled mortgages?
At a recent Urban Institute seminar, panelists discussed their research on the costs and benefits of one of more controversial mortgage modification techniques.
View ArticleA mortgage program to better serve the next generation of borrowers
With its new HomeReady program, Fannie Mae is taking a step toward recognizing the needs and wants of today's homebuyers.
View ArticleFHA’s new performance metric could open the credit box
The administration’s evaluation of lenders may be partially to blame for shrinking access to credit. The updated method attempts to correct the flaw.
View ArticleSingle-family homes can help address the affordable rental-housing crisis
More than half the rental units in the United States are single family. Why do government programs to increase affordable rental housing exclude them?
View ArticleHeavy rent burdens + strong renter growth = tough times ahead for US households
Urban Institute researchers project that renter households will grow by 6.5 million from 2015 to 2025.
View ArticleIs Detroit’s “Rehabbed and Ready” program the answer to the city’s appraisal...
This public-private partnership has the potential to increase traditional sales in a housing market otherwise dominated by distressed property sales.
View ArticleWhy you should care that private investors don’t want to buy your mortgage...
If securitization remains purely backed by government, it could restrict mortgage lending for all borrowers, even those with pristine credit.
View ArticleDespite progress, minority borrowers still lag behind in the housing recovery
New mortgage lending data show that minorities are still largely locked out of the housing market, partly as a result of tight lending standards.
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