How Can Policymakers Ensure the Homeowner Assistance Fund Reaches People in...
A combination of loss mitigation solutions and Homeowner Assistance Fund dollars will support a more robust recovery.How Can Policymakers Ensure the Homeowner Assistance Fund Reaches People in Need?
View ArticleWhat Different Denial Rates Can Tell Us About Racial Disparities in the...
Identifying disparities and their causes can lead to strategies to help people get over financing barriers, address the legacies of racist policies and practices, and tap into the security and...
View ArticleThe Housing Market Needs More Condos. Why Are So Few Being Built?
Condos can present a key path to homeownership, but federal financing issues and local defect laws have contributed to a lack of multifamily units for sale.
View ArticleHow Place-Based Special Purpose Credit Programs Can Reduce the Racial...
By targeting areas based on racial composition, mortgage financing programs could unwind the impacts of decades of racial and spatial disinvestment.
View ArticleThree Ways to Support Homeowners in Distress Instead of Cutting Monthly...
Instead of pursuing the politically popular across-the-board monthly mortgage insurance premium cut, policymakers can enact these three policy solutions to reduce the Mutual Mortgage Insurance Fund...
View ArticleTo Ensure the Homeowner Assistance Fund Offers Relief to Struggling Native...
Federal assistance is critical but is not a one-shot solution for Native homeowners.
View ArticleWill California’s New Zoning Promote Racial and Economic Equity in Los Angeles?
There’s a great need for more housing and homeownership in Los Angeles. Increasing the supply of low-density infill housing through zoning reform is an important step, but the city requires additional...
View ArticleWho Serves More People of Color in Mortgage Lending: Banks or Nonbanks?
A new analysis shows banks make a lower proportion of their loans to neighborhoods and borrowers of color through both government and conventional lending channels.
View ArticleEmergency Rental Assistance Is Not Reaching Tenants with the Lowest Incomes...
New survey results show that renters with low incomes are having a hard time making their rental payments, but Emergency Rental Assistance funding isn’t reaching them quickly enough to prevent evictions.
View ArticleThe Real Rental Housing Crisis Is on the Horizon
New data show that landlords are increasing rental prices and instituting stricter screening criteria for renters, indicating a bleak rental market outlook for years to come.
View Article
