The Real Rental Housing Crisis Is on the Horizon
New data show that landlords are increasing rental prices and instituting stricter screening criteria for renters, indicating a bleak rental market outlook for years to come.
View ArticleEmergency Rental Assistance Is Not Reaching Tenants with the Lowest Incomes...
New survey results show that renters with low incomes are having a hard time making their rental payments, but Emergency Rental Assistance funding isn’t reaching them quickly enough to prevent evictions.
View ArticleWho Serves More People of Color in Mortgage Lending: Banks or Nonbanks?
A new analysis shows banks make a lower proportion of their loans to neighborhoods and borrowers of color through both government and conventional lending channels.
View ArticleWill California’s New Zoning Promote Racial and Economic Equity in Los Angeles?
There’s a great need for more housing and homeownership in Los Angeles. Increasing the supply of low-density infill housing through zoning reform is an important step, but the city requires additional...
View ArticleTo Ensure the Homeowner Assistance Fund Offers Relief to Struggling Native...
Federal assistance is critical but is not a one-shot solution for Native homeowners.
View ArticleThree Obstacles Federally Assisted Housing Programs Need to Overcome to...
Advancing disability equity in federally assisted housing requires adequate resources and an inclusive approach.
View ArticleThree Ways to Support Homeowners in Distress Instead of Cutting Monthly...
Instead of pursuing the politically popular across-the-board monthly mortgage insurance premium cut, policymakers can enact these three policy solutions to reduce the Mutual Mortgage Insurance Fund...
View ArticleHow Place-Based Special Purpose Credit Programs Can Reduce the Racial...
By targeting areas based on racial composition, mortgage financing programs could unwind the impacts of decades of racial and spatial disinvestment.
View ArticleThe Housing Market Needs More Condos. Why Are So Few Being Built?
Condos can present a key path to homeownership, but federal financing issues and local defect laws have contributed to a lack of multifamily units for sale.
View ArticleWhat Different Denial Rates Can Tell Us About Racial Disparities in the...
Identifying disparities and their causes can lead to strategies to help people get over financing barriers, address the legacies of racist policies and practices, and tap into the security and...
View ArticleHow Can Policymakers Ensure the Homeowner Assistance Fund Reaches People in...
A combination of loss mitigation solutions and Homeowner Assistance Fund dollars will support a more robust recovery.How Can Policymakers Ensure the Homeowner Assistance Fund Reaches People in Need?
View ArticleCalifornia’s New Zoning Law Eases Building Restrictions but Depends on the...
Lifting legal roadblocks alone will not guarantee an influx of additional or affordable housing. Homeowners and small developers need access to the financing necessary to build new infill units.
View ArticleWhy Does Homeownership Vary So Widely within the AAPI Community?
By 2060, the AAPI population is expected to surpass 38 million. Before then, policymakers and researchers need to better understand the disparities among this diverse community if they want to...
View ArticleRacial Homeownership Rates Vary across the Most Commonly Cited Datasets. When...
Without a common understanding of the differences between data sources, the size of the racial homeownership gap will be unclear, and we can’t begin closing it.
View ArticleUneven Recoveries Can Build Long-Term Racial and Ethnic Disparities in Housing
With a predominately Black and Hispanic population, Newark, New Jersey, provides a case study of how economic recessions can cause disparate long-term inequities by race and ethnicity.
View ArticleIs Housing Wealth Equitable in Your City?
White households have nearly three times more housing wealth than households of color, a trend new research shows extends to 96 percent of US cities with sufficient data.
View ArticleHouseholds of Color Represent a Third of the Nation’s Households, but They...
Disparities in homeownership rates and home values limit the ability of households of color to both achieve homeownership and benefit from it.
View ArticleAs Renter Protections End, Emergency Rental Assistance Is Critical. Why...
Better outreach and a more streamlined application process could help more landlords and tenants access the assistance they need.
View ArticleAsian Americans Face Systemic Higher Mortgage Denial Rates Despite Having...
The gap in denial rates between Asian and white mortgage applicants bucks conventional indicators, as Asian applicants, on average, have higher credit scores.
View ArticleInstitutional Investors Have a Comparative Advantage in Purchasing Homes...
How can we level the playing field for prospective owner-occupants?
View Article
/pic9814888.png)
/fit-in/580x348/filters:format(webp)/english-betterindia/media/media_files/2026/09/17/balaghat-3-2026-09-17-18-46-40.png)
